Insurance
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Blog
When to Buy Supplemental Health Insurance
There is likely no subject less exciting or more aggravating than health insurance. The entire experience is frustrating for most people: Navigating plans is confusing, everything seems really expensive, and when you make claims you often get blank denials that explain nothing and give you few options for appeal or further information. All that being said, most people assume that…
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Florida insurance industry attorney notifies 10K+ people of data breach
Bronstein & Carmona, a Fort Lauderdale law firm that defends auto insurance companies, over the weekend confirmed it notified 10,792 people about a February 2024 data breach. The attorney did not publicly disclose what information was compromised. It is offering eligible victims free credit monitoring and identity theft insurance, which implies the data contained Social Security numbers and/or other information…
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What to Do If Homeowners Insurance Is Canceled
If your home has a mortgage, your bank requires you to carry some type of homeowners insurance, and you don’t want it to lapse for any reason, says CFA’s Heller. If it does, the bank will step in and assign a type of policy (called “forced place”) that will cost you about twice as much as regular homeowners insurance, but…
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Why Home Insurance Costs So Much—and How to Pay Less
If you want to hunt down the best value for your insurance dollar, comparison shopping is a good way to start. Companies’ judgments of you and your property won’t be identical, so you may get a more favorable price from one company than from another. Just make sure you’re comparing coverage apples to apples. Switching insurers is fairly common. Twenty-one…
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Insurance admin Landmark says data breach impacts 800,000 people
Insurance administrative services company Landmark Admin warns that a data breach impacts over 800,000 people from a May cyberattack. Landmark Admin is a third-party administrator for insurance companies, offering back-office services like new business processing and claims administration for large insurance carriers. Some insurance carriers working with Landmark Admin include American Monumental Life Insurance Company, Pellerin Life Insurance Company, American Benefit Life…
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Why You Need to File Your Homeowners Insurance Claim ASAP After a Disaster
In the aftermath of a disaster, especially one that has caused significant damage to your property and community, the prospect of dealing with your homeowners insurance may seem overwhelming. However, once you and your family are safe, you’ll want to begin working with your insurance company as quickly as possible to avoid delays in the approval, processing, and payout of…
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How FDIC Insurance for Business Accounts Works
The Federal Deposit Insurance Corporation (FDIC) ensures the safety of cash deposited in insured banks, providing a protection of up to $250,000 per account in the case of a bank failure. You may find yourself asking: What does the FDIC do? Beyond insuring the money held in accounts, the FDIC works to establish a sense of public trust, redundancy, and…
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Car Insurance Telematics Pros and Cons
Before signing up for a telematics program (or any program that collects your personal data), John Davisson, senior counsel and director of litigation at the Electronic Privacy Information Center, suggests looking closely at your insurer’s website to learn which data points the company collects and how that data is used. He also recommends calling the insurer to ask specific questions…
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What is Nord’s Identity Theft Insurance?
The internet is rife with cybercrime, and identity theft is one of the biggest dangers around, with the FTC receiving over 230,000 reports of identity theft in Q4 2023 alone. Hackers can steal personally identifiable information via phishing attacks and/or data breaches and use that to commit identity theft, which, in simple terms, implies stealing someone else’s identity to commit…
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Best Car Insurance Companies – Consumer Reports
A good car insurance policy should give you all the resources you need to get your life back on track if you’ve damaged your vehicle or injured yourself or others in a crash. A bad policy could leave you in the lurch when you’re at your most vulnerable. You don’t want to be chasing down payments from a hospital bed…
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