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Buy Now, Pay Later Loans Are a Risky Way to Pay for Travel

The buy now, pay later industry is best known for its no-interest, no-fee “pay-in-four” loans, which consumers pay back in four installments over about two months. Because pay-in-fours don’t require the kind of “hard” credit check that can affect one’s credit score, these loans are often approved in seconds.  Buy now, pay later companies also offer more conventional loans that…