Best Car Insurance Companies – Consumer Reports

A good car insurance policy should give you all the resources you need to get your life back on track if you’ve damaged your vehicle or injured yourself or others in a crash. A bad policy could leave you in the lurch when you’re at your most vulnerable. You don’t want to be chasing down payments from a hospital bed or be stuck without a way to drive to work.

The best car insurance policies take care of your financial needs and have a low premium, excellent customer service, proactive advice, and terms that are easy to understand.

Below we highlight the top performers based on Consumer Reports’ national survey of 40,566 policyholders in early 2024, allowing us to rate 36 car insurance providers. Our complete car insurance ratings, including detailed factors such as the cost of premiums and the quality of the customer service, are available to CR members.

Be sure to consult our car insurance buying guide before you buy a policy. Although it’s good to change carriers from time to time if you’re not satisfied with the one you have, experts recommend that you avoid jumping around too often because that can push up your premium. If you want to make a change, consider the top-rated providers below.